Now hold on a second... don't get it twisted. If you have pennies in your pocket while others have billions in the bank, obviously, the difference in wealth is not, and should not, be measured in terms of pennies. The difference between a life of mediocrity and a life of wealth is not the amount... Continue Reading →
Save the Planet. And Your Wallet.
Yup, it's possible to do both, and at the same time too. For all you environmental junkies, tree huggers, nature lovers, and ecofreaks, we support you and your wallets. The increasing pressure of a changing climate and a dying planet continue to threaten our livelihood, the livelihood of other species, and our peace of mind.... Continue Reading →
My Money? Oh, Awkward…
Money is a very uncomfortable conversation topic for many people. And rightfully so. In our society, we are quick to judge everyone based on how many figures are in their bank account or income. The thing about judgement and money, however, is nobody wants to be judged for how little money they make or have.... Continue Reading →
Temptation season is here. Are you ready for it?
Thanksgiving marks the beginning of the holiday season. Thanksgiving, Friendsgiving, Black Friday, Cyber Monday, Christmas Eve, Christmas Day Hanukkah, Kwanzaa, Winter Break, and of course New Years will wrap up our 2019 year. It's all so exciting, most people probably won't get anything done at work this week (I know I'm already in vacation mode).... Continue Reading →
The Affordability of Things is Keeping You Broke
Let's admit it, life is expensive as hell. Somehow it seems to get more and more expensive as we grow older. As our incomes go up, so do our expenses. We tend to justify new and exciting purchases based on that concept. The only troubling part about that concept is, even after our incomes go... Continue Reading →
Are You Rich, or Are You Wealthy? (Yes, There is a Difference)
Many people use these two words interchangeably. It's common to think they mean the same thing. To be fair, there is some overlap, but the essential difference lies in your mentality. Your relationship with money is what determines whether you are wealthy versus rich. Rich Versus Wealthy Before we break down the difference, let's establish... Continue Reading →
No Assets, No Problem! Just follow this one simple rule.
This week's post builds off of last week's article regarding life insurance. Insurance is a fundamental aspect of building wealth and protecting your assets and those you love. Life insurance is a hard concept to talk about, because for it to work, it requires your death. Nobody wants to think about their death, and hardly... Continue Reading →
Protect Your Life, Not Your Things.
Well, actually, you should do both. We purchase insurance on just about everything we own. Our phones and TV's, our houses and cars, our health and our pets. And for a good reason! Typically, we pay a lot of money for these things. We like to own stuff, but we loathe the prospect of losing... Continue Reading →
Swiping isn’t just for Tinder.
Swipe left, swipe right, swipe up. We swipe all day long, and by the end of this article, the word "swipe" is going to sound very odd in your head. What about your credit cards? We swipe those all too frequently. In fact, the United States has swiped away over $1 trillion in credit card... Continue Reading →
You’ve Said This Out Loud, and Probably Didn’t Think Twice About It.
Budgeting is an important part of managing your finances. It is the ultimate groundwork to becoming financially independent and financially literate. If you don't build a solid ground floor to your house, chances are it will all come crashing down. The same is true with budgeting. Creating a budget is creating the ground floor to... Continue Reading →