Now hold on a second... don't get it twisted. If you have pennies in your pocket while others have billions in the bank, obviously, the difference in wealth is not, and should not, be measured in terms of pennies. The difference between a life of mediocrity and a life of wealth is not the amount... Continue Reading →
Save the Planet. And Your Wallet.
Yup, it's possible to do both, and at the same time too. For all you environmental junkies, tree huggers, nature lovers, and ecofreaks, we support you and your wallets. The increasing pressure of a changing climate and a dying planet continue to threaten our livelihood, the livelihood of other species, and our peace of mind.... Continue Reading →
My Money? Oh, Awkward…
Money is a very uncomfortable conversation topic for many people. And rightfully so. In our society, we are quick to judge everyone based on how many figures are in their bank account or income. The thing about judgement and money, however, is nobody wants to be judged for how little money they make or have.... Continue Reading →
Temptation season is here. Are you ready for it?
Thanksgiving marks the beginning of the holiday season. Thanksgiving, Friendsgiving, Black Friday, Cyber Monday, Christmas Eve, Christmas Day Hanukkah, Kwanzaa, Winter Break, and of course New Years will wrap up our 2019 year. It's all so exciting, most people probably won't get anything done at work this week (I know I'm already in vacation mode).... Continue Reading →
The Affordability of Things is Keeping You Broke
Let's admit it, life is expensive as hell. Somehow it seems to get more and more expensive as we grow older. As our incomes go up, so do our expenses. We tend to justify new and exciting purchases based on that concept. The only troubling part about that concept is, even after our incomes go... Continue Reading →
Are You Rich, or Are You Wealthy? (Yes, There is a Difference)
Many people use these two words interchangeably. It's common to think they mean the same thing. To be fair, there is some overlap, but the essential difference lies in your mentality. Your relationship with money is what determines whether you are wealthy versus rich. Rich Versus Wealthy Before we break down the difference, let's establish... Continue Reading →
You’ve Said This Out Loud, and Probably Didn’t Think Twice About It.
Budgeting is an important part of managing your finances. It is the ultimate groundwork to becoming financially independent and financially literate. If you don't build a solid ground floor to your house, chances are it will all come crashing down. The same is true with budgeting. Creating a budget is creating the ground floor to... Continue Reading →
The Real Million-Dollar Question
For those of you on dating apps like hinge and bumble, you might be familiar with some of the prompts you can answer and post to your public profile. They are designed to cultivate meaningful conversation with the expectation that two strangers can connect intellectually, rather than objective appearance. One of these questions is (or... Continue Reading →
What is financial literacy? (And why is it important?)
Do you remember the old memes and tweets you used to see (and maybe still do) about how someone is so "thankful" they learned how to calculate the circumference of a circle in high school, but have no idea how to do their taxes? As funny as it may be, this is a sad truth... Continue Reading →