The Affordability of Things is Keeping You Broke

Let's admit it, life is expensive as hell. Somehow it seems to get more and more expensive as we grow older. As our incomes go up, so do our expenses. We tend to justify new and exciting purchases based on that concept. The only troubling part about that concept is, even after our incomes go... Continue Reading →

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Are You Rich, or Are You Wealthy? (Yes, There is a Difference)

Many people use these two words interchangeably. It's common to think they mean the same thing. To be fair, there is some overlap, but the essential difference lies in your mentality. Your relationship with money is what determines whether you are wealthy versus rich. Rich Versus Wealthy Before we break down the difference, let's establish... Continue Reading →

You’ve Said This Out Loud, and Probably Didn’t Think Twice About It.

Budgeting is an important part of managing your finances. It is the ultimate groundwork to becoming financially independent and financially literate. If you don't build a solid ground floor to your house, chances are it will all come crashing down. The same is true with budgeting. Creating a budget is creating the ground floor to... Continue Reading →

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