Now hold on a second... don't get it twisted. If you have pennies in your pocket while others have billions in the bank, obviously, the difference in wealth is not, and should not, be measured in terms of pennies. The difference between a life of mediocrity and a life of wealth is not the amount... Continue Reading →
Save the Planet. And Your Wallet.
Yup, it's possible to do both, and at the same time too. For all you environmental junkies, tree huggers, nature lovers, and ecofreaks, we support you and your wallets. The increasing pressure of a changing climate and a dying planet continue to threaten our livelihood, the livelihood of other species, and our peace of mind.... Continue Reading →
My Money? Oh, Awkward…
Money is a very uncomfortable conversation topic for many people. And rightfully so. In our society, we are quick to judge everyone based on how many figures are in their bank account or income. The thing about judgement and money, however, is nobody wants to be judged for how little money they make or have.... Continue Reading →
Temptation season is here. Are you ready for it?
Thanksgiving marks the beginning of the holiday season. Thanksgiving, Friendsgiving, Black Friday, Cyber Monday, Christmas Eve, Christmas Day Hanukkah, Kwanzaa, Winter Break, and of course New Years will wrap up our 2019 year. It's all so exciting, most people probably won't get anything done at work this week (I know I'm already in vacation mode).... Continue Reading →
The Affordability of Things is Keeping You Broke
Let's admit it, life is expensive as hell. Somehow it seems to get more and more expensive as we grow older. As our incomes go up, so do our expenses. We tend to justify new and exciting purchases based on that concept. The only troubling part about that concept is, even after our incomes go... Continue Reading →
No Assets, No Problem! Just follow this one simple rule.
This week's post builds off of last week's article regarding life insurance. Insurance is a fundamental aspect of building wealth and protecting your assets and those you love. Life insurance is a hard concept to talk about, because for it to work, it requires your death. Nobody wants to think about their death, and hardly... Continue Reading →
Swiping isn’t just for Tinder.
Swipe left, swipe right, swipe up. We swipe all day long, and by the end of this article, the word "swipe" is going to sound very odd in your head. What about your credit cards? We swipe those all too frequently. In fact, the United States has swiped away over $1 trillion in credit card... Continue Reading →
You’ve Said This Out Loud, and Probably Didn’t Think Twice About It.
Budgeting is an important part of managing your finances. It is the ultimate groundwork to becoming financially independent and financially literate. If you don't build a solid ground floor to your house, chances are it will all come crashing down. The same is true with budgeting. Creating a budget is creating the ground floor to... Continue Reading →
Hey Man, What’s the Plan?
Do you consider yourself a planner? Are you organized and take satisfaction from knowing everything has its place, its purpose, and inherent value? Usually these types of people tend to be the most successful. They take notes on their daily lives, organize their documents in an easy-to-access fashion, and create to-do lists before they start... Continue Reading →
The One Thing You Probably Thought About, but Haven’t Done Anything About
Money Mindset: Retirement! When you are young, its common to dream of being retired and spending your days surfing it up on the beach, but let's be realistic – how many 65 year olds do you actually see doing that? The answer is not many. By the time you are 65+ and retired, surfing the... Continue Reading →