You and Your Finances:
Are you Compatible?
Each and every person has a different outlook on life. And the same can be said for personal finances. Financial success and independence is something everyone wants, but not something everyone has the desire to achieve. Financial independence looks different for everybody. For you, it could mean moving out of your parents house after recently graduating college, or not having to rely on your children in retirement, or being able to provide your children a stress-free childhood. Whatever the vision may be, each and every person has the potential to become financially independent. Only those who develop their relationship with money, and enact the disciplines to do so, can experience true financial freedom.
This now begs the question – why are some people motivated to have their finances under control, while others see money as money, and nothing more? Part of the answer is choice. Some people choose to remain financially illiterate, and choose to let their money dictate their life. Money can be a powerful tool to success and financial freedom, but many lack the skills necessary to utilize it. This is what we call financially illiterate – and it is what we want to amend. Anybody can possess the skills to gain financial literacy and independence, but just like any skill it requires discipline and development.
Money as a Mindset
We believe that money is not just money. Money is a mindset. Money is a relationship that you will have for the rest of your life. Sometimes relationships are good, and sometimes they’re bad. Money is the same. Think of it this way – you may hear of elder couples being married 50, 60, maybe even 70+ years, and everyone is amazed! You’ll hear people say, “How do you do it? What’s the secret?” Usually, the answer is the same. Hard work, dedication, and a little humor. They’ll look at each other and smile, remembering the good times and rough times, and how their hard work, dedication, and a little humor made them rich with experience.
Your relationship with money is not very different. It will last just as long, if not longer than the elder couple’s relationship. And you don’t really have a choice. When did you receive your first paycheck? Were you 14 years old, cleaning tables in a restaurant? Maybe it was a few dollars you earned from your parents for picking up your childhood toys when you were done playing with them. The relationship you have with your money begins at a very young age and will last for the rest of your life. Are you willing to change it? Are you willing to put in the hard work, the dedication, and maybe a little humor to gain financial freedom? It too, will make you rich (with experience).
Where does BrightDimes come in?
BrightDimes is not an ordinary financial blog. Many financial blogs will make financial recommendations or suggest that strategy, news, and politics are a basis for your own financial lifestyle. While personal financial strategy is a part of the equation to financial freedom, we believe it is not the entire sum. Creating the right financial habits and developing a healthy relationship with your money through practice and discipline can bring about both financial freedom, and make you rich with experience.
Our mission is to foster financial literacy by promoting basic principles of money, financial strategies, personal disciplines, and money mindset.
We want to inspire and educate, so that financial freedom can be achieved by anyone willing to try.