Yup, it's possible to do both, and at the same time too. For all you environmental junkies, tree huggers, nature lovers, and ecofreaks, we support you and your wallets. The increasing pressure of a changing climate and a dying planet continue to threaten our livelihood, the livelihood of other species, and our peace of mind.... Continue Reading →
Temptation season is here. Are you ready for it?
Thanksgiving marks the beginning of the holiday season. Thanksgiving, Friendsgiving, Black Friday, Cyber Monday, Christmas Eve, Christmas Day Hanukkah, Kwanzaa, Winter Break, and of course New Years will wrap up our 2019 year. It's all so exciting, most people probably won't get anything done at work this week (I know I'm already in vacation mode).... Continue Reading →
The Affordability of Things is Keeping You Broke
Let's admit it, life is expensive as hell. Somehow it seems to get more and more expensive as we grow older. As our incomes go up, so do our expenses. We tend to justify new and exciting purchases based on that concept. The only troubling part about that concept is, even after our incomes go... Continue Reading →
Are You Rich, or Are You Wealthy? (Yes, There is a Difference)
Many people use these two words interchangeably. It's common to think they mean the same thing. To be fair, there is some overlap, but the essential difference lies in your mentality. Your relationship with money is what determines whether you are wealthy versus rich. Rich Versus Wealthy Before we break down the difference, let's establish... Continue Reading →
Swiping isn’t just for Tinder.
Swipe left, swipe right, swipe up. We swipe all day long, and by the end of this article, the word "swipe" is going to sound very odd in your head. What about your credit cards? We swipe those all too frequently. In fact, the United States has swiped away over $1 trillion in credit card... Continue Reading →
You’ve Said This Out Loud, and Probably Didn’t Think Twice About It.
Budgeting is an important part of managing your finances. It is the ultimate groundwork to becoming financially independent and financially literate. If you don't build a solid ground floor to your house, chances are it will all come crashing down. The same is true with budgeting. Creating a budget is creating the ground floor to... Continue Reading →
Red is the new GO. Green is the new STOP.
Actually, these aren't new concepts. You definitely do NOT want to abide by these rules when driving around town, but, I'm not talking about traffic now am I? There is a lot of speculation about a looming recession. The markets are at all-time highs and trade war articles don't stop flooding news feeds. We are... Continue Reading →
The One Thing You Probably Thought About, but Haven’t Done Anything About
Money Mindset: Retirement! When you are young, its common to dream of being retired and spending your days surfing it up on the beach, but let's be realistic – how many 65 year olds do you actually see doing that? The answer is not many. By the time you are 65+ and retired, surfing the... Continue Reading →
What is financial literacy? (And why is it important?)
Do you remember the old memes and tweets you used to see (and maybe still do) about how someone is so "thankful" they learned how to calculate the circumference of a circle in high school, but have no idea how to do their taxes? As funny as it may be, this is a sad truth... Continue Reading →